Our Products Are Diverse

  • FHA and VA
  • Down Payment Assistance Programs
  • Bond/Grant Money
  • Home Equity Loans
  • Home Improvement Loans
  • First TIme Buyer Programs
  • Loans For All Types Of Credit
  • Reverse Morgages
  • Self-Employed Programs
  • Conforming/Non-Conforming Loans
  • Commerical Loans
The Home Buying Edge!

WWW.SOUTHWESTFUNDING.COMWhether you're making that first move or moving up a preapproval affirms your buying power. Feel comfortable as you home shop, confident when you make an offer, and in control of the home financing process. 

Whatever your home financing needs, We're ready to help with a broad range of programs, money-saving options and personalized service.

ELOAN & IMONEY RESOURCES

$ Home Loan Application
$ Under Construction
$ Under Construction

Be A Homeowner Without A Large Downpayment
Adelina Ramirez Texas Lenders

In competitive mortgage markets many lenders use an array of rate offers and other incentives to attract customers. To many consumers, due to their infrequent purchases of mortgage products, the mortgage market may appear confusing and somewhat daunting. Adelina's mortgage consulting specialists can assist you in selecting a suitable mortgage and offer mortgage and property related financial advice.

For borrowers with poor credit records, or other unusual circumstances, finding a lender may be difficult. Adelina Ramirez Texas Lenders have specialized knowledge in this field and could put you on the pathway to home ownership!
 

100% Financing Program

Finance With Us

We have 100% financing program designed specifically for Firemen, Policemen, Military Workers and Teachers serving our community. We'll help you secure a loan and match the plan best suited to your needs and more!

Enjoy The Beauty of Home Ownership

Choosing A Mortgage Program

Home Loans

There isn't a single or simple answer to this question. The right type of mortgage for you depends on many different factors:

  • Your current financial picture.
  • How you expect your finances to change.
  • How long you intend to keep your house.
  • How comfortable you are with your mortgage payment changing.

For example, a 15-year fixed-rate mortgage can save you many thousands of dollars in interest payments over the life of the loan, but your monthly payments will be higher. An adjustable rate mortgage may get you started with a lower monthly payment than a fixed-rate mortgage -- but your payments could get higher when the interest rate changes.

The best way to find the "right" answer is to discuss your finances, your plans and financial prospects, and your preferences frankly with a mortgage professional.

Get Personal With Your Credit Report

The three major credit reporting agencies all offer fee-based plans to check your credit report online. Even though each agency uses a different format to display reports, they all contain the same basic details--but don't be surprised if the actual details about your past and present history are different on each report.

Know Your Credit Score

Pride of Ownership

Pride of ownership is the number one reason why people yearn to own their home. It means you can paint the walls any color you desire, turn up the volume on your CD player, attach permanent fixtures and decorate your home according to your own taste. Home ownership gives you and your family a sense of stability and security. It's making an investment in your future.

Down Payment Assistance

The government knows it can be tough to buy a first home, especially on a limited income.

You may be surprised by the high level of acceptable income. It is especially high if you have children or dependents. You may also qualify to receive a lower interest rate as well.

Adelina Ramirez Texas Lenders are experts in down payment assistance. We are your ready guides.

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